Working towards a healthier India
PHFI is helping to build institutional and systems capacity in India for strengthening education, training, research and policy development in the area of Public Health.
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A critical assessment of the existing health insurance models in India PDF Print

Health care finance has a critical role to play in access to health care. Health insurance provides an opportunity to pool the risk and resources amongst people, which can then enable enhanced access to health care and prevention of catastrophic out of pocket expenditure. Currently, in India, apart from the private health insurance, there are different types of health insurance models and schemes, either centrally supported [Rashtriya Swastya Bima Yojana (RSBY)] or supported by state (Arogyasri, Kalaingar) or by smaller community (SEWA, Karuna) or by employer and employee contribution [Central Government Health Scheme (CGHS) / Employee and State Insurance Scheme(ESIS)]. The current study aims to generate evidence in relation to different models of health insurance schemes, in relation to different goals of scalability, sustainability, equity and financial risk protection. The evidence generated would provide a road map for future health insurance schemes in India.

Principal Investigator: K.S.Reddy
Co – Principal Investigator: Sakthivel Selvaraja
Project Duration: 2010
Last Modified : January 27, 2011, 10:33 am